For most of us, buying a home is the single biggest financial transaction we will make. It’s exciting and fulfilling, but it can also be overwhelming, even downright frightening. The pitfalls are many but fortunately most are common place and we can tell you how to avoid them.

Real estate agents, bankers, lawyers, accountants and other experts in the real-estate game each have their own lists of the worst mistakes a buyer can make. Here’s a look at some of the common mistakes made by home buyers especially first time buyers.
 
With a little legwork and some innovative financing you may be able to buy your first home with very little or NO Cash.

Nobody likes flushing money down the drain but that’s what you’re doing when you hand over your rent money every month. The moment it leaves your hand your money is working for someone else and not building equity for you and your family. If you feel it’s time to own your own home here are some things you need to know before you make your first move.
 
Almost everyone can picture their dream home down to the potting shed and white picket fence or twenty acres on a quiet country road. That’s the emotional side of the home buying equation and is probably what will lead you to the want ads and Sunday drives in the country “just to look around”.

Before you take that first emotional step into the home buying process you need to pay close attention to the business side of this important family investment. The more you prepare yourself and know what to expect, the less stressful and more enjoyable the whole home buying experience will be.
 
When making an offer on a home, don't be fooled by the number of rooms, the interesting decorator touches or the charming back deck and garden. The home you fall in love with may be impossible to heat or cool, have rot buried beneath the new carpet, or feature a potential swamp outside the back door.

The purchase of a home is usually the largest single investment most families will ever make. ou need to learn as much as you can about the condition of the property and the need for any major repairs before you sign on the dotted line, so there are darn few unpleasant surprises after you move in.
 
How much will Closing Costs add to your Bottom Line?You’ve found the perfect home! It’s in the perfect neighborhood, on the perfect street with the perfect neighbors and the perfect backyard. You’ve cannily negotiated the perfect price, one that leaves you with just enough money to cover the cost of your move and maybe pay for a new set of patio furniture.

But are you sure you know what it’s really going to cost you to buy your home? Besides the purchase price, there are other costs involved that you, the buyer, may be expected to pay. Make sure you know the real “bottom line”.
 
A detailed check list of 64 points you must be aware of when buying a home.
For most of us, buying a home is the biggest single purchase we will ever make and it can be a nerve wracking, downright scary proposition, especially for first-time homebuyers. Some people can, and do, go it alone when buying or selling homes. If you're savvy enough to navigate the murky waters of a real estate transaction then more power to you. But the value of an experienced agent is immeasurable, particularly for first-time buyers.
Buying from a builder is a whole new ball game - here’s what you need to know before you sign on the dotted line. Is buying a brand new home better than buying a resale? Or is it like buying a new car where you lose 1/3 of the value when you drive it off the lot? Can you negotiate to have a home custom finished just for you? These are some of the questions you need to consider when buying a new home that’s just been built or is in the process of being built.



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